What do I need to request my AFP withdrawal for up to S/18,400?

From this Monday, June 13, AFP affiliates will be able to initiate withdrawal requests of the funds in your individual accounts up to S/18,400 (equivalent to 4UIT), in accordance with the standard promoted by Congress. Do you know what you need when doing the virtual procedure?

MORE INFORMATION: What you should know about the new AFP withdrawal up to S / 18,400

To make the sixth withdrawal of part of your funds from your AFP, whether you are Peruvian, foreign, reside in Peru or abroad, you must take into account the information you need when requesting the disbursement. Which AFP do you belong to? That is one of the questions you will have to answer. You know?

You must have your ID at hand and other information that is required to prevent your request from being denied. Remember that the procedure will be 100% online and that the link will be active from June 13.

MORE INFORMATION: 10 things about the sixth AFP retreat

WHO WILL BE ABLE TO WITHDRAW PART OF THEIR FUNDS IN THE SIXTH AFP RETREAT?

The rule allows all AFP affiliates who are not of retirement age to withdraw funds. The measure excludes, in addition to retirees, those who withdrew up to 95.5% of their Individual Capitalization Account (CIC) and affiliates covered by the Special Early Retirement Scheme (Reja).

Facade of AFP Profuturo. Remember that the procedure is 100% virtual (Photo: Jessica Vicente / GEC)

WHAT DO I NEED TO PROCESS MY APPLICATION TO WITHDRAW FROM MY AFP UP TO S/18,400?

Next, this is the information that you must have on hand when carrying out the virtual procedure.

  • Have your AFP web key.
  • Keep your data updated.
  • Have your email updated.
  • Cell phone number
  • Data from your DNI: document number, verification digit, voting group, date of issue and expiration.
  • Bank account number and financial entity: you must open a personal bank account (not joint) in one of the ten entities authorized by the SBS. This time it will not be created at the time of making the request.

What if I live abroad?

Both Peruvians and foreigners, residing abroad and affiliated with an AFP in Peru, must have the data mentioned above. However, in the point about the financial entity and bank account number, you must check with your bank if you will need an intermediary bank to be able to carry out this procedure. And it is that at the time of the request you must provide:

  • Name of bank entity (intermediary and/or destination)
  • Names and surnames that you registered in the bank.
  • City where the bank is.
  • Number of your bank account (intermediary and/or destination).
  • Bank currency.
  • Type of account (savings, checking, etc.).
  • Bank document.
  • (Attach image of the document where your account number appears).

MORE INFORMATION: Look at the schedule to request the withdrawal of the AFP

WITH WHICH FINANCIAL INSTITUTIONS CAN I CREATE MY ACCOUNT TO COLLECT MY SIXTH WITHDRAWAL FROM THE AFP?

You can create your bank account in your name in any of these ten entities authorized by the Banking Superintendence, Insurance and Private Pension Fund Administrators (SBS).

  • BanBif.
  • BBVA.
  • BCP.
  • Bank of Commerce.
  • GNB bank.
  • Ripley Bank.
  • Huancayo box.
  • Sullana box.
  • Interbank.
  • Scotiabank.
  • Banco de la Nación* (only in areas where there are no other financial entities).

HOW DO I KNOW IF MY APPLICATION FOR WITHDRAWAL FROM THE AFP WAS APPROVED OR DENIED?

The AFP will evaluate your request, after you have completed your process 100% online. This happens if it was approved or denied, according to information from AFP Integra.

  • Denied: If it has been denied, your AFP will notify you by mail -within 15 business days- what the reason was and the next steps you must take. You can also follow up on your procedure by entering the link provided by your AFP.
  • Approved: If your request was approved, the first deposit will be made within 30 calendar days of the process. The AFP will send you an email confirming the transfer of each deposit. Don’t forget to check your inbox and spam.

HOW DO I KNOW WHICH AFP I BELONG TO?

To find out which AFP you belong to, you can go to the website of the Superintendence of Banking, Insurance and AFP (SBS)place your ID and it will automatically indicate the information you need to know.

WHAT SECURITY MEASURES SHOULD I TAKE INTO ACCOUNT TO AVOID FRAUD IN MY AFP WITHDRAWAL?

If you are going to withdraw part of your AFP funds, you must take into account the following to avoid being surprised by unscrupulous people and becoming a victim of fraud.

  • The procedures for withdrawals are free and digital, the registration of requests will begin on June 13.
  • The official channel to request withdrawals is consultaderetiroafp.pe (which will be activated on June 13) type this address in your browser. Do not open similar links because they could take you to a fake website and thus provide your data to the wrong people.
  • The website does not require you to enter your bank account password.
  • The AFPs and the AFP Association do not send text messages or mail requesting personal information.
  • Do not open links that ask for your personal data to make the withdrawal, it could be a false website.
  • Do not give third parties your personal data or access to your account to avoid impersonation. If you have doubts, contact your AFP.
  • The information of your AFP fund is confidential, do not share it with anyone.

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