Kisan Credit Card – Farmers will get 5 lakh rupees directly in the bank account?

Kisan Credit Scheme KCC – Giving another great news to the farmers, the Modi government has greatly expanded the scope of the Kisan Credit Card scheme. has gone . The farmer can now be given a loan of up to Rs 2 lakh by the government to do both these works. Whereas it has been decided to give 3 lakhs to the farmers under the Kisan Credit Card Scheme for farming.

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Farmers will get more benefit.

As the expansion of the Kisan Credit Card Scheme has been increased, in such a situation, farmers can increase their business further, along with farming, they can also do business of animal husbandry and fisheries. The farmers will have to go to the bank and on the basis of only three documents their loan will be passed, such information has been told by the Sarangi government. The government has started the facility of Kisan Credit Card (KCC) for the farmers who want to do fisheries and animal husbandry work. kisan credit card scheme

With this step of the government, the farmers will have fourfold development day and night, they will not have to wander here and there for capital.

The coverage of Kisan Credit Card will be increased.

From the information received from a senior official of the Ministry of Agriculture, we have come to know that the government is also working on increasing the coverage of Kisan Credit Card, only half of the farmers of the country have access to the credit card, that is, 14.5 crore people of the country. Out of the farmer family, the Kisan Credit Card is present with only seven crore farmer families. The reason for this is the more time and complicated process involved in getting Kisan Credit Card. kisan credit card scheme

Getting Kisan Credit Card will be easy now.

According to this new process, now it will be much easier to get Kisan Credit Card and only three documents will be required to get the card made.

• Documents of the person applying is really a farmer or not
• Residence certificate of the person who wants to apply
• Affidavit of the applicant and documents of whether he has a loan outstanding in any bank

The government has given instructions to the banks to make Kisan Credit Card soon.

The government has also urged the Banking Association to make Kisan Credit Card, saying that they should not charge any kind of fee from the farmers for making Kisan Credit Card, to make the credit card quickly, they go to the Panchayat and give Kisan Credit to the farmers. Provide card facility as soon as possible.

Government will give interest free loan up to one lakh.

As the Modi government had told in its manifesto that if their government comes again, they will provide interest free loans to farmers. The government has also started work on giving a loan of one lakh to the farmers at zero percent interest rate, for this it has been made mandatory to pay the principal amount on time, this scheme will be called interest free loan Kisan Credit Loan.

More Information

Note :- If you are also one of the farmers who have not got Kisan Credit Card yet, then today you can go to your bank and apply for it and get Kisan Credit Card.

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Kisan Credit Card (KCC) Features and benefits
Get interest at saving bank rate on credit balance in KCC account. Free ATM cum debit card (State Bank Kisan Card) for all KCC borrowers Interest subvention @2% pa is available for loan amount upto Rs. 3 Lacs Additional interest subvention @3% pa ​​for prompt repayments Notified crops / notified areas are covered under crop insurance for all KCC loans Quantum of loan for 1st year will be assessed on the basis of cost of cultivation, post-harvest expenses and farm maintenance cost For subsequent 5 year loan will be sanctioned on the basis of increase in scale of finance	Collateral security is waived for KCC limit upto Rs. 1.60 lac. Sanctioned KCC limit will be considered for the purpose of fixing collateral security requirement Simple interest @7% pa will be charged for one year or upto the repayment due date, which ever is earlier. In case of non-repayment within the due dates interest is applied at card rate Beyond due date interest will be compounded half yearly The repayment period may be fixed as per the anticipated harvesting and marketing period for the crops for which a loan has been granted.
Kisan Credit Card (KCC) Eligibility
All farmers – individuals/Joint cultivator owners Tenant farmers, oral lessees and share croppers etc. SHGs or Joint liability groups including tenant farmers.
Kisan Credit Card (KCC) Documents Required
Duly filled in application form Identity proof- Voter ID card / PAN card / Passport / Aadhaar card / Driving License etc. Address proof: Voter ID card / Passport / Aadhaar card / Driving license etc.

One mistake related to Aadhaar Card will incur a penalty of 10 thousand rupees on you.

Another government gift to the farmers, with three installments in the Pradhan Mantri Kisan Samman Nidhi Yojana, the farmers will get ₹ 2000 more.

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