KCC – Kisan Credit Card Scheme 2021-22 : Loan up to 3 lakh will be available at 4% annual rate

Kisan Credit Card Yojana In Hindi | Kisan Credit Card Application Status Check Online | Kisan Credit Card Application Form PDF | Kisan Credit Card Apply Online | Kisan Credit Card Application Form PDF | Kisan Credit Card Yojana 2021-22

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Kisan Credit Card Scheme – The farmers who are associated with the Prime Minister Kisan Samman Nidhi Yojana of the Central Government, the government will give Kisan Credit Card to 2.5 crore farmers. The benefit of this scheme will be given to the farmers of the country. to farmers Kisan credit card Under this, a loan of up to Rs 1.6 lakh will be given. Only those farmers who have Kisan Credit Card will be given the benefit of this scheme.

Farmer brothers whose crops have been destroyed due to some natural calamity, they Kisan Credit Card With the help of crop insurance, you can get crop insurance and can get profit on the damaged crop. Friends, in this article we will provide you information about Kisan Credit Card Scheme which is also called KCC in short, so read this article till the end.

Kisan Credit Card Scheme 2021

Friends, as you know that the central government has run many schemes to provide benefits to the farmers. one of these plans Kisan credit card plan. The government is giving loans up to Rs 1.6 lakh without guarantee under Kisan Credit Card (KCC). The farmer brother can use this loan amount for seeds, fertilizers in his field. The government gives the loan under this scheme without any guarantee, if you also want to get PM Kisan Credit Card, then you have to apply for it, which we are going to cover through this article J.

If you want to take advantage of this scheme, then it is necessary to have an account in PM Kisan Yojana because Kisan Credit Card Scheme The loan amount will come in the same account. Pradhan Mantri Kisan Samman Nidhi Yojana is also proving to be a boon for the farmers.

Kisan Credit Card (KCC)

With the help of Kisan Credit Card, the government is giving loans to the farmers at very low interest rates. Under this scheme, the government is taking an interest rate of 4 percent, which is very low. If you repay the loan amount on time, then the loan amount can be increased up to Rs.3 lakh.

Friends, let us tell you that the farmer brothers who are associated with the Pradhan Mantri Kisan Yojana, they get an insurance cover of Rs 2 lakh under the Pradhan Mantri Suraksha Bima Yojana at a premium of Rs 12 per annum and Pradhan Mantri Jeevan Jyoti Bima Yojana Under this, an insurance cover of Rs 2 lakh is available at an annual premium of Rs 330.

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If you are taking benefit of Kisan Credit Card Scheme then your account should be in PM Kisan Yojana. PM Kisan Yojana Prime Minister Kisan Samman Nidhi Scheme It is also said that under this scheme, the government beneficiary gets financial help of Rs 6000 which is annually. The amount of Rs 6000 is transferred directly into the account of farmers in the form of Rs 2000-2000 in three installments by the government.

Kisan Credit Card Scheme 2021

Friends, if you are also a beneficiary of PM Kisan Yojana, then you also get Kisan Credit Card under this scheme. Kisan Credit Card Scheme So far more than 9.74 crore farmers have applied, out of which 8.45 crore farmers are also getting the benefit of this scheme.

Friends, as you know that there was a corona crisis in the country, due to this corona there was also a lockdown of 3 months. While announcing the relief package, the Finance Minister of the country has given 2.5 crore farmers associated with PM Kisan Yojana in this scheme. Kisan Credit Card Had also promised to give.

2 lakh crore loan will be given to these 2.5 crore farmers. The interest rate on this loan will be 4 percent per annum. If you also want to get the benefit of this scheme, then you should have agricultural land. Those who are cattle rearers and those who are fish farmers can also take advantage of this scheme.

Kisan Credit Card Yojana 2021 Highlights

scheme name Kisan Credit Card Scheme
plan type central government scheme
beneficiary country farmers
Objective To give loans to farmers at low interest rates
loan amount 1.6 lakh can be more than this
Rate of interest 4% per annum
Official Website https://pmkisan.gov.in

Objectives of Kisan Credit Card Scheme

The main objective of this scheme is to provide loans to the farmers at cheap interest rates. The farmers who are also associated with the Prime Minister Kisan Samman Nidhi Yojana can get the benefit of this scheme. Kisan Credit Card Yojana Under this, the government provides a loan of 1.6 lakh rupees to the farmers at an interest rate of 4 percent per annum. If the beneficiary repays the loan on time, the loan amount goes up to Rs 3 lakh. The farmer brother can use this loan amount to grow seeds, fertilizers etc. in his field.

Kisan Credit Card Benefits

  • Under this scheme, farmer can get loan at very low interest rate.
  • With the Kisan Credit Card, a farmer can get a loan of Rs 1.6 lakh.
  • If the beneficiary repays the loan amount on time, then the loan amount can be up to Rs 3 lakh.
  • The farmer who has cultivable land can get the benefit of this scheme.
  • In the Corona crisis, the Finance Minister of the country has announced to give Kisan Credit Card to 2.5 crore farmers associated with PM Kisan Yojana.
  • Kisan Credit Card Scheme Taking advantage of this scheme, about 10 crore farmers have registered in this scheme.
  • While giving relief to the farmers in the lockdown, RBI has given a big good news to the farmers who are unable to repay the loan amount due to the lockdown, giving them a relaxation of three months.
  • The farmer who is linked with the Bhai Kisan Credit Card can get a loan from every bank.

kisan credit card eligibility

  • Applicant must be a permanent resident of India.
  • Any farmer of the country can get the benefit of this scheme.
  • The farmers who are associated with PM Kisan Samman Nidhi Yojana can get the benefit of this scheme.
  • The farmer who has his own farming or the farmer who is doing agriculture on someone else’s farm can get the benefit of this Kisan Credit Card Scheme.
  • Applicant age should be between 18 years to 75 years.
  • If the farmer’s age is more than 60 years, then the one whose age is less than 60 years will be considered as applicant.
  • Those who are cattle rearers and fish farmers will get a loan of up to Rs 2 lakh in this scheme.

Kisan Credit Card Documents

  • Aadhar card
  • mobile number
  • identity card
  • bank passbook
  • pan card
  • passport size photo
  • land copy
  • voter id
  • driving license

How to apply for Kisna Credit Card?

To apply online, first of all you need to know about Pradhan Mantri Kisan Samman Nidhi Yojana. official website will go on . By clicking on this link, you come to the home page of this website.

On the home page of the website you will find Farmers Corner In this you will see the section of Download KCC Form An option will appear, you have to click on it. On clicking, the KCC Application Form PDF opens in front of you.

Kisan Credit Card Yojana

Download this KCC application form pdf and fill all the information asked in this form correctly and attach the documents with it and submit it to the bank from which you want to get the loan. Bank officials verify your form, after that you are given Kisan Credit Card after a few days.

How to apply for Kisan Credit Card Scheme 2021

If you want to get the benefit of Kisan Credit Card Scheme, then you have to apply Kisan Credit Card Scheme online. For how you can apply, follow the steps given below:-

For this, first you have to go to your nearest bank. You have to get the Kisan Credit Card Registration Form from the bank. Attach all the requested documents with this form and fill all the information asked in this form correctly, after that submit this form to the bank official and after a few days you get Kisan Credit Card.

Under Kisan Credit Card Scheme, when the farmer brother crop is destroyed crop insurance Can get it done too.

What to do if the bank refuses?

If any bank is reluctant about Kisan Credit Card or refuses to give you loan, then you can file a complaint against the bank. As per RBI guidelines, the card has to be issued within 15 days from the date of application by the applicant. You can approach the Banking Ombudsman to make a complaint against the bank. You have to complain to the Banking Ombudsman under whose authority the branch of the bank comes. besides you Kisan Credit Card Helpline Number can contact on

Links of banks and application forms associated with Kisan Credit Card Scheme

Below we are giving you the list of those banks which are associated with this scheme, you can apply in any of these banks :-

Kisan Credit Card Helpline Number

If you want to get any kind of information about your Kisan Credit Card scheme, then you can contact on the toll free number given below :-

Toll Free Number – 0120-6025109 / 155261

Planning related questions

What is Kisan Credit Card Scheme?

Under this scheme of the central government, farmers are given loans up to Rs 3 lakh, that too at a very low interest rate. Kisna has to pay 4% interest annually on this loan. The farmer brother who is associated with the Prime Minister Kisan Samman Nidhi Yojana can get the benefit of this scheme.

When was Kisan Credit Card Scheme started?

This scheme was started by the then Finance Minister Yashwant Sinha in August 1998.

What is Pradhan Mantri Kisan Samman Nidhi Yojana?

Under this scheme, the government gives financial assistance of 6 thousand rupees annually to the farmers. This amount given to the farmers comes in the account of the farmers in three installments of Rs.2000-2000. The farmer brother who is associated with the Prime Minister Kisan Samman Nidhi Yojana can get a Kisan Credit Card made.

Can fish farmers take advantage of Kisan Credit Card Scheme?

Absolutely, those who are inland fisheries and aquaculture fishermen can take advantage of this scheme, which are fish farmers (individual and group / partner / crop / tenant farmers) Self Help Group Joint Liability Group Women Group is eligible for this scheme.

Who started the Kisan Credit Card Scheme?

This scheme has been started jointly by NABARD and Reserve Bank of India.

How much loan is available under KCC for animal husbandry and fisheries?

You can take a loan of Rs 2 lakh for animal husbandry and fisheries.

How much land is required for Kisan Credit Card?

There is no need to mortgage the land to get a loan up to Rs 1.60 lakh.

Conclusion :-

In this article, we have been told about “Kisan Credit Card Scheme 2021-22 Online Application” in Hindi language. If you liked the information, then share it with your friends and if you have any question related to the information given in this article, then you can ask in the comment box. Apart from this, you can also contact on the helpline number of the official website.

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