By depositing ₹ 2 daily, you can get a pension of ₹ 36000, the new scheme of the central government.

hub government unorganized sector workers of To ensure their future, Pradhan Mantri Shram Yogi Maandhan Yojana (PMSYM) has been introduced. Under this, workers of the unorganized sector, small traders can join, in this scheme, there is a provision of giving pension to the person on behalf of the government on attaining a certain age. has been done .


What’s in this post?

Prime minister Information about the beneficiary and scheme in Shram Yogi Maan-Dhan (PMSMY)?

42 crore workers work in the unorganized sector of the country. The eligible workers of the age group of 18-40 years, street vendors, mid e meal workers, head load workers, brick kiln workers, tanners, garbage lifters, domestic workers, washermen, rickshaw Driver , landless laborers , agricultural labourers, construction workers, beedi workers, handloom workers, leather workers, audio-video workers and other similar occupations, whose monthly income is Rs 15,000 per month or less. The eligible person should not be covered under New Pension Scheme (NPS), Employees’ State Insurance Corporation (ESIC) Scheme or Employees’ Provident Fund Organization (EPFO) benefits and should not be an income tax payer.

PMSYM The main features are as follows:

• Minimum Fixed Pension: Under PM-SYM, each subscriber will get a minimum fixed pension of Rs 3,000 per month after attaining the age of 60 years. Family Pension: If the subscriber dies while receiving the pension, then 50 percent of the pension received by the beneficiary as family pension will be given to the spouse of the beneficiary.

Family pension is applicable only in case of spouse. iii. If the beneficiary has made regular contribution and dies (before the age of 60 years) due to any reason, then the spouse of the beneficiary can continue the scheme by joining the scheme by making regular contribution or with the provisions of exit and withdrawal of the scheme. May exit as per plan. Contribution by the Subscriber: The subscriber’s contribution will be made through “auto debit” facility from his savings bank account / Jan Dhan account.

From the age of joining PM-SYM scheme till the age of 60 years, the subscriber will have to pay the prescribed contribution amount. The entry age specific monthly contribution details are given in the table below.

PM – SYM 50 : 50 It is a voluntary and contributory pension scheme on a proportionate basis, in which the prescribed age-specific contribution will be made by the beneficiary and an equal contribution will be made by the Central Government as per the table. For example, if a person attains the age of 29 years, he will have to contribute Rs 100 per month till the age of 60 years. An equal contribution of Rs 100 will be made by the Central Government. Enrollment under PM-SYM scheme: It is mandatory for the subscriber to have a mobile phone, savings bank account and Aadhaar number. Eligible Subscriber Nearest visiting csc You can enroll for PM-SYM by self attesting Aadhar Number and Savings Bank Account / Jan Dhan Account Number.

Later on the subscriber will be given the facility to visit the PM-SYM web portal and download the mobile app and the subscriber Aadhaar number will be saved in the savings bank account on self attested basis. You can register yourself using Jan Dhan account.

Enrollment Agencies for PMSMY:

enrollment work Community Service Centers (CSCs) will be run by unorganized labor Aadhar Card And savings bank account passbook / Close with Jan Dhan account csc You can register yourself for the scheme by visiting The contribution amount for the first month will be paid in cash and receipt will be given. Help Center: All the unorganized workers will be informed about the scheme, its benefits and procedures by all the branch offices of LIC, offices of ESIC / EPFO ​​and all the labor offices of the Central and State Governments.

Benefits of Shram Yogi!

If you are a small businessman or if you are a worker in the unorganized sector, then investing in Pradhan Mantri Shram Yogi Maandhan Yojana can be a profitable deal for you and we have given you all the information related to the scheme.

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